Two groups that will benefit the most from Health Care reform
Here are 2 demographics that may benefit the most when health care reform kicks off January 1st 2014: Pre 65 retiree - This group of people will have opportunities to shop around without fear of their...
View ArticleMedicare Coverage of Ambulance Services
Did you know that Medicare can cover 80% of the cost of air transportation in an emergency? It is true, Medicare may pay for emergency ambulance transportation in an airplane or helicopter if your...
View ArticleWill wellness programs succeed in the workplace?
There is a lot of talk about wellness and preventive medicine with the upcoming Health Care Reform. Our current health care system has been called a “disease management system” with little focus on...
View ArticleOptions for Mutual of Omaha Medicare Supplement Policyholders
Is your United of Omaha or Mutual of Omaha Medicare Supplement premium increasing June 1st? If so, our agency can help. We represent many different insurance companies that offer seniors in Missouri...
View ArticleMedicare: A Bigger Mountain than Everest
America has always feared socialism. We like our independence and freedom. Because of this, it is no wonder that it took 20 years from the initial suggestion of a federally funded insurance program...
View ArticleMid year checkpoint for Part D
As we approach the middle of the year, now is a good time to review your Part D plan. Even though the Annual Enrollment Period runs from 10/15/13 – 12/07/13, a little maintenance now can provide more...
View ArticleHealthcare reform and the Olympics share a common theme
Starting in 2014, the Health Care Reform will roll out new plans with a simpler theme and easier to understand benefits. Each offering will follow the Bronze, Silver, and Gold theme of the Olympics...
View ArticleMedicare’s new Durable Medical Equipment rules
Starting July 1st, 2013, the greater Saint Louis area is now part of Medicare’s new competitive bidding program for Durable Medical Equipment, Prosthetics, Orthotics, and Supplies (DMEPOS). This...
View ArticleFour signs it may be time to find a new Doc
Ever feel like you are explaining something to your doctor that you feel is very important and they are not even fazed by your life threatening symptoms? Well, it may not be your imagination, they may...
View Article7 Things YOU can do to prevent falls
1. Begin a regular exercise program. 2. Take your medicines correctly and have your healthcare provider review your medicines. 3. Have your vision checked annually. 4. Improve lighting in your living...
View ArticleObama’s “Cadillac tax” creating a stir
An interesting aspect of the upcoming health care reform is how expansive it is. Health care really touches and affects many different parts of our lives. It is going to be an interesting time in the...
View ArticleIs dental insurance worth it?
As my heart rate starts to climb and my palms get sweaty, it can only mean one thing. I have a dentist appointment today! I seriously despise going to the dentist. I can think of 100 pain inducing...
View ArticleHow to manually file a claim with Medicare
In the rare occasion that your doctor does not file a claim for you with Medicare, don’t worry! you can actually file the claim yourself and it is pretty easy. You will need to follow the instructions...
View ArticleWhat does Marketplace health insurance cover?
All private health insurance plans offered in the Marketplace will offer the same set of essential health benefits. These essential health benefits include at least the following items and services:...
View ArticleHow to figure out the Affordable Care Act as an individual
As the clock ticks down, most people are completely in the dark when it comes to setting up their health insurance under the new “Obamacare” rules. I hope this sheds some light on the situation for...
View ArticlePopular Medicare Advantage plans pull out of Lincoln County Missouri
The Medicare Annual enrollment period is here and that means one thing: mass confusion! This year, with the implementation of Obamacare or the Affordable Care Act, people have many questions and few...
View ArticleHow Medicare and your health insurance work when you move
If you are thinking of permanently moving out of the greater Saint Louis area, you might wonder how your health insurance benefits work. Now, if you need help packing, I can’t help there… If you have...
View ArticleHelp with Healthcare.gov
The website www.healthcare.gov has made many headlines recently for its poor performance and technical shortcomings. If you are one of the millions who tried to create an account, you know the...
View ArticleOverlooked medical expenses for tax purposes
Since tax season is in full swing, I wanted to give you some specific Medicare and Health Insurance costs you can bring to your accountant. As a reminder, you should run all of these expenses by a tax...
View ArticleName Brand Drugs Coming Off Patent
The following drugs are coming off patent this year, which opens up the market for generic alternatives: Nexium – 05/2014 Sandostatin LAR – 06/2014 Exforge – 10/2014 Celebrex – 05/2014 Actonel –...
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